Three Dimensions Law

Calgary Insurance Lawyers

Insurance Lawyer in Calgary, Alberta

Three Dimensions Law assists Calgary policyholders whose insurance claims have been denied or delayed, and advises on coverage disputes and policy interpretation, including disability, property and liability claims. Insurance disputes usually turn on the precise wording of the policy and on the information provided during the claim, so it is worth having the denial letter and policy reviewed before accepting the insurer's position. Request a consultation to have your claim assessed.

Common Matters

Insurance Law matters we handle

Denied claims

Reviewing the basis for a denial and whether it is supportable under the policy.

Delayed claims

Claims that remain unresolved without adequate explanation.

Policy interpretation

What the wording actually covers, and what the exclusions do.

Coverage disputes

Disagreements about whether a loss falls within the policy.

Disability claims

Short and long-term disability benefit disputes.

Property and liability claims

Losses to property, and claims made against a policyholder.

Understanding the issue

The policy wording governs

Insurance disputes are decided largely on the words of the policy — the insuring agreement, the definitions and the exclusions — read against what actually happened. A denial that appears final may rest on an interpretation that can be challenged.

Duties run both ways

Policyholders have obligations to report, to cooperate and to provide information. Insurers have obligations to handle claims in good faith and within a reasonable time. Understanding both sides of that relationship is central to resolving a disputed claim.

How Three Dimensions Law can help

  • Reviewing the policy, the claim file and the denial letter
  • Explaining whether the insurer's position is supportable
  • Responding to the insurer and providing the information required
  • Negotiating resolution of denied or delayed claims
  • Commencing proceedings where the claim cannot be resolved

What to expect

  1. 01

    Document review

    We read the policy and the correspondence in detail.

  2. 02

    Assessment

    You get a clear view of the coverage position and options.

  3. 03

    Response

    We correspond with the insurer on your behalf.

  4. 04

    Escalation

    Where warranted, the dispute is advanced through litigation.

Who you may work with

Calgary and Alberta relevance

Our office is in downtown Calgary at 816 7 Ave SW, Suite 500, and we act for clients throughout the city and elsewhere in Alberta. Matters of this kind are governed by Alberta legislation and are heard, where court is required, in the Alberta Court of Justice or the Court of King's Bench of Alberta depending on the nature and value of the claim.

We will tell you at the outset which forum and framework applies to your matter, and what that means for timing and cost.

Legal Questions

Insurance Law questions we are often asked

Request a Consultation

Speak with a Calgary insurance law lawyer.

Tell us what you are dealing with and we will explain the options available to you.

Call NowFree Consultation