What to do after a car accident in Alberta

At the scene

If it is safe to do so, record what you can before the scene changes.

• Call police where required and obtain the report or file number
• Exchange driver, insurance and vehicle information
• Photograph vehicle positions, damage, road conditions and any visible injuries
• Note the contact details of any independent witnesses

Get medical attention, and keep it consistent

See a medical professional promptly even if symptoms seem minor. Soft tissue injuries and concussions often present days later, and a gap between the collision and the first medical record is one of the most common arguments raised against injury claims.

Follow the treatment plan you are given and keep every receipt, referral and report.

Reporting and insurance

Report the collision to your own insurer as required by your policy. Be accurate and factual. Be careful about giving a recorded statement to another party's insurer, or signing a release, before you understand the extent of your injuries.

Deadlines

Alberta's Limitations Act imposes deadlines for commencing a claim, and certain claims carry shorter notice requirements. Missing a deadline can end an otherwise valid claim, so get advice about the dates that apply to your situation early rather than late.